DecisionDesktop by eCredit.com

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Automating most credit analysis tasks such as information access, scoring and decisioning, the eCredit.com DecisionDesktop enables smart, fast and consistent credit decisions. With DecisionDesktop, businesses can better manage credit exposure - while at the same time providing better service to more customers and lowering costs. When a credit application is submitted, DecisionDesktop accesses internal and external databases for credit information, then applies your credit policies to approve and document credit decisions. This approach reduces analysis time, speeds credit decisions and ensures consistent application of policies. DecisionDesktop transforms the credit function into a centralized operation, enabling a consistent application of your credit policies, scorecards and best practices across the company. By standardizing the credit decision process, you gain control of your credit exposure. At the same time, DecisionDesktop's workflow tools speed routine, manually intensive tasks such as reference checks and generation of form letters. As a result, low-risk credit applications can be processed quickly with little involvement from analysts, freeing your staff to focus their efforts on higher-risk - and potentially higher-yield - opportunities.

English

Supported Technologies

AIX, DEC OpenVMS, HP/UX, OS/400, Solaris/Sun OS, Windows 95/98/ME, Windows XP/2000/NT
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Pricing

Users (# of seats), System
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Additional Product Information

Automating most credit analysis tasks such as information access, scoring and decisioning, the eCredit.com DecisionDesktop enables smart, fast and consistent credit decisions. With DecisionDesktop, businesses can better manage credit exposure - while at the same time providing better service to more customers and lowering costs. ;When a credit application is submitted, DecisionDesktop accesses internal and external databases for credit information, then applies your credit policies to approve and document credit decisions. This approach reduces analysis time, speeds credit decisions and ensures consistent application of policies. ;DecisionDesktop transforms the credit function into a centralized operation, enabling a consistent application of your credit policies, scorecards and best practices across the company. By standardizing the credit decision process, you gain control of your credit exposure. At the same time, DecisionDesktop's workflow tools speed routine, manually intensive tasks such as reference checks and generation of form letters. As a result, low-risk credit applications can be processed quickly with little involvement from analysts, freeing your staff to focus their efforts on higher-risk - and potentially higher-yield - opportunities. ;Key Benefits ;Better management of credit risk: With a consistently enforced credit policy, you can better understand the risk associated with your entire credit portfolio. ;Improved flexibility: When analysts are responsible for implementing your credit policies, it can be difficult to communicate changes to your policy and have them implemented. With DecisionDesktop, changes can easily be made and implemented company-wide. ;Better customer service: Quicker decisions, consistent policies and expanded credit opportunities all help your company build a healthy, long-lasting relationship with the customer. ;Reduced information access costs: DecisionDesktop provides access to all major information bureaus through eCredit InfoLink, which dramatically reduces the costs associated with data collection, storage and retrieval. ;Reduced labor costs: Workflow tools and easy access to customer data via a single information repository increase your analysts' productivity and enable them to focus on value-added tasks. ;Better scoring: Incorporating standard Fair, Issac scorecards as well as your own customized scorecards, DecisionDesktop optimizes the scoring process. ;Rich financial analysis capabilities: DecisionDesktop's financial analysis tools enable richer analysis of individual customers, forecasting, financial benchmarking and portfolio analysis. As a result, you can uncover a new layer of insight about your customer base that can help you increase sales. For example, portfolio analysis can identify which segments of your customer base offer the greatest and least growth potential.


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